.terms-hero{background:linear-gradient(180deg, #eaf3ff 0%, var(--bg) 100%);text-align:center;border-bottom:1px solid var(--border);padding:72px 40px 56px}.terms-hero-inner{max-width:720px;margin:0 auto}.terms-hero-eyebrow{letter-spacing:2px;text-transform:uppercase;color:var(--primary);background:var(--primary-light);border-radius:100px;margin-bottom:22px;padding:5px 14px;font-size:11px;font-weight:800;display:inline-block}.terms-hero-headline{font-family:var(--font-display);letter-spacing:-1.4px;color:var(--text-dark);text-wrap:balance;margin-bottom:14px;font-size:48px;font-weight:800;line-height:1.1}.terms-hero-accent{white-space:nowrap;position:relative}.terms-hero-accent:after{content:"";background:var(--gold);border-radius:100px;height:.13em;position:absolute;bottom:-.04em;left:-1px;right:-1px}.terms-hero-updated{color:var(--text-light);margin-bottom:20px;font-size:13px;font-weight:600}.terms-hero-sub{color:var(--text-mid);max-width:620px;margin:0 auto;font-size:16px;line-height:1.75}.terms-layout{background:var(--bg);padding:56px 40px 96px}.terms-layout-inner{grid-template-columns:260px minmax(0,1fr);align-items:start;gap:56px;max-width:1080px;margin:0 auto;display:grid}.terms-toc{background:var(--card-bg);border:1px solid var(--border);border-radius:14px;max-height:calc(100vh - 120px);padding:22px 20px;position:sticky;top:92px;overflow-y:auto}.terms-toc-title{letter-spacing:1.6px;text-transform:uppercase;color:var(--text-light);margin-bottom:14px;font-size:11px;font-weight:800}.terms-toc-list{counter-reset:toc;flex-direction:column;gap:2px;list-style:none;display:flex}.terms-toc-list li{counter-increment:toc}.terms-toc-list a{color:var(--text-mid);border-radius:7px;gap:9px;padding:6px 8px;font-size:13.5px;line-height:1.45;text-decoration:none;transition:background .18s,color .18s;display:flex}.terms-toc-list a:before{content:counter(toc);min-width:15px;color:var(--text-light);flex:none;padding-top:2px;font-size:11.5px;font-weight:700}.terms-toc-list a:hover{background:var(--primary-light);color:var(--primary)}.terms-toc-list a:hover:before{color:var(--primary)}.terms-section{border-bottom:1px solid var(--border);margin-bottom:34px;padding-bottom:34px;scroll-margin-top:92px}.terms-section:last-of-type{border-bottom:0;margin-bottom:24px}.terms-section-title{font-family:var(--font-display);letter-spacing:-.5px;color:var(--text-dark);align-items:baseline;gap:12px;margin-bottom:16px;font-size:24px;font-weight:800;line-height:1.28;display:flex}.terms-section-num{background:var(--primary-light);min-width:30px;height:26px;color:var(--primary);font-family:var(--font-body);border-radius:7px;flex:none;justify-content:center;align-items:center;font-size:13px;font-weight:800;display:inline-flex}.terms-para{color:var(--text-mid);font-size:15.5px;line-height:1.8}.terms-para+.terms-para{margin-top:14px}.terms-list{flex-direction:column;gap:10px;margin-top:14px;list-style:none;display:flex}.terms-list+.terms-para{margin-top:16px}.terms-list li{color:var(--text-mid);padding-left:22px;font-size:15.5px;line-height:1.75;position:relative}.terms-list li:before{content:"";background:var(--gold);border-radius:50%;width:6px;height:6px;position:absolute;top:11px;left:4px}.terms-footnote{background:var(--card-bg);border-left:3px solid var(--primary);color:var(--text-mid);border-radius:0 10px 10px 0;padding:18px 20px;font-size:14.5px;line-height:1.75}@media (max-width:900px){.terms-layout-inner{grid-template-columns:minmax(0,1fr);gap:32px}.terms-toc{max-height:none;position:static}.terms-toc-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:2px 10px;display:grid}}@media (max-width:700px){.terms-hero{padding:52px 20px 44px}.terms-hero-headline{letter-spacing:-1px;font-size:34px}.terms-hero-sub{font-size:15px}.terms-layout{padding:40px 20px 72px}.terms-toc-list{grid-template-columns:minmax(0,1fr)}.terms-section-title{gap:10px;font-size:20px}.terms-para,.terms-list li{font-size:15px}}